Dear 100 Hour Board,
When was a time you made a bad decision, or perhaps were careless, that ended up costing you a lot financially?
I am just pretty bummed right now because my bro and I decided to splurge on a day's car rental on a trip but didn't notice the gas station attendant putting gasoline into our diesel engine, and now we get to pay the cost of repairs.
The damage is done, I won't be financially ruined, but it feels to be a meaningless burden.
Looking less for "perspective," more for stinking stories of commiseration
--Ardilla Feroz, who discovered fuel hose color-coding is not standardized internationally, and also wouldn't mind hearing from readers
If I remember correctly, the same thing happened to my uncle and his family when they were traveling in Europe. I think it was my uncle, and not an attendant who filled with up the car, though.
If you take the economic view of finance, and so include opportunity costs, I have the perfect commiseration story... because I'm still paying for a mistake made some years ago.
So there's this really great scholarship called the Regents Scholarship. A large part of what makes it awesome is that you automatically get it as long as you meet certain GPA and ACT requirements, and have taken some specified classes. It's open every year for high school seniors to apply, and then proceeds to give money to its students for several semesters afterwards.
My brother actually got this scholarship, and it helped him quite a bit, so my mom had me sign up for all the correct classes to ensure I would qualify my senior year of high school.
One fine Sunday afternoon towards the middle-endish of the school year, I was walking with my parents up a canyon (the mouth of which was directly above my house), and they started asking me if I had applied for this scholarship yet. I somewhat irately responded that no I hadn't, but they should stop nagging me. Nevertheless, they kept telling me I should really get on that, so once we got home, I immediately checked online for the application.
To my horror, I discovered it had closed a few days previously. I was pretty shell-shocked at first, incredulous that I had really just let thousands of dollars slip through my fingertips due to being too careless/lazy to merely perform a simple Google search to find out its deadline. After the shock eventually wore off, I was just miserable, realizing that my entire college career would then be significantly harder financially than I had initially thought (banking on having this scholarship to help me).
True to form, if I hadn't missed that deadline, I would currently be in a better financial situation than I am, thanks to how long the payments last from the scholarship.
I'm honestly still too embarrassed to tell the story, but you know that seminary video about justice and mercy? Where the kid thinks he's smart so he does what he wants and maybe ignores some quiet wisdoms and then ends up in chains? Let's just say I understand that movie a lot better now.
Once I decided to go to college.
Keep it real,