"Now I'm not only a Mormon cliché; I'm also a puppy." - Claudio
Q:

Dear 100 Hour Board,

Someone told me that I shouldn't pay tithing with a check because it costs the church money to process checks, and with thousands (potentially millions) of people paying with them that it adds up to be a very significant number. Can you find something to back that up either way?


-Check Mated!

A:

Dear Mrs. Wormwood,

I e-mailed Father M. (who has served as a bishop and in a stake presidency), and he provided the following:

Short answer is yes, it costs money to process a check. Long answer is that the Church is not concerned. In North America it's negotiated with banks to accept deposits. Due to volume, it's probably a very favorable rate, too.

I use checks to pay my tithing, and my parents have always used checks to pay their tithing. It's just a lot more convenient than putting a lot of cash in the envelope. Especially if you don't get to the ATM that often.

-Tally M.

(Just going to say that I love the fact that the 'long' answer is barely longer than the short answer.)

A:

Dear Check Mated,

On top of Tally M.'s answer, what would you do instead: pay in cash? If everyone did that, the hassle would be significantly more, not less (speaking as a former financial clerk). Checks really are probably your best option right now.

—Laser Jock

posted on 07/16/2013 11:28 a.m.
The other option besides cash or check is online bill-pay. I don't know if all banks offer it, but last time I was at Wells Fargo I was shown specifically how to pay tithing online using your membership number.
posted on 07/16/2013 11:28 a.m.
You can also now pay tithes and offerings electronically, as a form of bill pay through your bank - at least with Chase. When I moved to Provo last summer, my bank suggested it and set it up for me. Not sure how the fee for the church is for electronic payments, but it sure is convenient!